iPhone & Android
MyPenny — Money Tracker
Track expenses, organize budgets, and build a daily logging habit. A private money tracker for iPhone and Android, with no ads or tracking.
What it is
MyPenny is a simple expense tracker for keeping everyday spending clear. Log an expense, organize it into a category, and keep your budgets in one place. Daily streaks help you make logging a habit rather than a chore.
On iPhone, your budgets sync through your own iCloud account, and you can invite your partner to a shared budget. On Android, your data stays on your device. Semper Codex collects and stores none of your app data.
Highlights
- Log expenses with amounts, dates, categories, and notes
- Organize spending into separate budgets
- Manage categories and recurring payments
- Build a daily expense-logging streak
- Keep your streak visible with a home-screen widget
- Set an optional daily reminder to log expenses
- Sync budgets through iCloud and share with invited participants on iPhone
- Keep Android budget data stored locally on your device
A habit, a penny at a time
Small expenses are easy to forget. Logging them as you go helps you keep a clearer picture of your spending. Follow your streak, use the widget, or turn on an evening reminder if a gentle nudge helps.
A budget you can share
On iPhone, invite your partner to a budget using Apple's iCloud sharing. Keep shared expenses together while leaving your other budgets private. Sharing and cloud sync are iPhone features; the Android app keeps budgets on the device and does not sync with iPhone.
Core principles
No separate account
No Semper Codex account or separate sign-up. iPhone sync and sharing use your Apple Account; Android works locally without an account.
Your data stays yours
Your records live on your device and, on iPhone, in iCloud. We do not receive or store your budgets and expenses on our servers.
No ads, no tracking
No advertising or third-party analytics. Your spending is not used to build an advertising profile.
Reminders are your choice
Turn daily reminders on when they help, and off when they don't. Your budget should fit your routine.
Availability
MyPenny is available on the App Store for iPhone and on Google Play for Android. iCloud sync and shared budgets are available on iPhone; Android stores data locally. Read the privacy policy →